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Easy as 1,2,3!

Discuss -

Step one is to “Discuss” your situation with one of our highly trained consultants to determine if credit repair is the right option.

Delete -

Step two is to “Delete” the inaccurate, misleading and unverifiable items from your credit reports that are harming your scores.

Delight -

Step three is to “Delight” in the fact you can accomplish your financial goals and buy the things you want with your newly restored credit

Meet the Experts

Dave Fulk, President
Dave oversees the day-to-day operations and promotes the growth of the company. National Credit Federation, commonly referred to as NCF, is a nationwide, membership-based organization. Their mission is to help their members who are currently in or have successfully come through a financial crisis, take back control of their finances and credit, allowing them to achieve their financial dreams. Read More
Herschel Bentley, C.E.O.
Herschel Bentley has been in the credit and lending business for over 30 years. A serial entrepreneur and nationally-recognized speaker and expert on credit, Herschel’s passion is helping people obtain the personal and business objectives they have regardless of credit history. Read More


These articles can help you steer through the forest of credit restoration. Get the latest news and trends in the ever-changing world of credit repair.

NCF’s Tuesday Tidbit

July 14, 2015

“You’re The Best!” “I just want to thank you for all the help you’ve given me. I appreciate all the time you’ve taken right from the beginning with all my calls and emails. I’ve been working so hard through this process and it’s not always easy to understand but you’ve been great at answering my […]

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Who Actually Sees Your Credit Score?

July 9, 2015

Unlike your high school test scores, your credit score is something that continues to make a huge impact throughout your adult life. But many people think as infrequently about their credit score as they do about their old grades, or worse, never look at it at all. But the fact remains that even though you […]

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NCF’s Tuesday Tidbit

July 7, 2015

  “My Credit Score Has Gone Up Tremendously!” Joining NCF was the best decision that I could’ve made last summer. I was skeptical of the program, but everything has gone exactly as I was told it would. I like that there are no hidden fees, and I can stop anytime I am ready without penalty. […]

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What Our Client Say About Us

I just wanted to say THANK YOU! Monique has helped my credit score and changed my financial situation in a way I never thought possible. After my divorce, my credit was ruined. In just two months, I’ve gone from having very bad to no credit to having GOOD credit for the first time in a […]